Pro Level Hard Money Loans
for Experienced Investors
Flexible, high-leverage financing for seasoned investors who need speed and deal-driven underwriting.
What is a Pro Level Hard Money Loan?
A Pro Level Hard Money Loan is a short-term real estate loan designed for experienced real estate investors who have a proven track record of successful projects.
Unlike traditional lending, Pro Level hard money loans are underwritten based on:
- Investor experience
- Deal structure and exit strategy
- Property value and after-repair value (ARV)
This loan program is best for:
- Investors with multiple completed flips or rentals (5+)
- Portfolio investors scaling operations
- Borrowers who need flexible leverage and fast closings
- Investors working on higher-dollar or complex deals
Get Pre-Approved
Our pre-approval process is fast and easy. We’ll create an account for you in our system so that funding your future deals is quicker and hassle-free. The best part is that when you are pre-approved before getting a deal under contract, we’ll waive your $1000 Account Setup Fee just for planning ahead!
Connect Today
Set Up Your account
You're Pre-Approved!
Want to see what our loans actually look like?
We created a real-world example of a first-time borrower’s hard money loan so you can see how our numbers work, what terms look like, and what you can expect when partnering with us.
Pro Level Loan Terms
Our Pro Level program offers flexible, deal-driven terms designed for experienced borrowers who know how to execute.
- 12% interest rate and 4 points
- Pro V Borrowers (investors doing 4+ deals with us annually) pay just 3 points
- 100% financing for purchase and rehab on95% of loans we underwrite
- Up to 20% of rehab escrow prefunded at closing for Pro Vs
- Points and fees are wrapped into the loan—no out-of-pocket costs at closing
- No income or credit checks—we underwrite based on you and your deal
- Interest-only payments begin on the last day of the first full month of your loan
- 6-month term, with a 2-month minimum (except on Double Closes)
- Interest payments made via ACH for ease and speed
How the
Process Works
Step 1: Pre-Approval & Experience Review
Connect with our team to start the pre-approval process. We’ll review your investor profile, experience level, and goals so you’re ready to act when an opportunity arises.
Pro Tip: If you get pre-approved before you have a deal under contract, we’ll waive the $1,000 Account Setup Fee.
Step 2: Complete Account Setup
Our team will assist you with setting up an account on our website. We collect all your business information up front to ensure a faster, smoother closing process when it is time to fund your deals.
Step 3: Submit a Loan Application
Pre-approved borrowers will gain access to our simple online loan application. It’s a one-stop shop where you can easily submit your deal information and upload your contract and other essential documents so we can move forward quickly. We aim for repeat business, so our system makes it easy for you to count on us for every deal.
Step 4: Due Diligence, Underwriting & Loan Commitment
Our third-party appraisal experts will swiftly evaluate your deal, taking into account factors such as After Repair Value (ARV) and exit strategy to determine if it aligns with our criteria for loan approval. We’ll send you a loan commitment for your approval outlining all amounts, rates, and terms for your loan.
Step 5: Close & Start Your Project
We’ll disburse the funds required to secure your property at closing. We are also able to fund the cost of repairs to support the success of your project.
Benefits of Pro Level
Hard Money Loans
- Faster approvals and closings
- Flexible loan structures
- Higher leverage for qualified investors
- Minimal documentation
- Ideal for scaling real estate businesses
Frequently Asked Questions
Who qualifies for a Pro Level hard money loan?
Experienced real estate investors with a documented history of 5+ completed deals.
Do Pro Level loans require income or tax returns?
No. Underwriting is based on the deal and investor experience, not personal income.
Are Pro Level loans available for rental properties?
Yes. Depending on the exit strategy, Pro Level loans can be used for flips or rentals.
Hard Money Loans for Real Estate Investors
REIA Hard Money provides Pro Level hard money loans for experienced real estate investors in Milwaukee and surrounding Wisconsin markets. Our investor-focused lending approach supports fast closings, competitive leverage, and scalable deal execution.
Built for Investors
Who Know the Game
If you’re ready to move fast and scale with confidence, our Pro Level loan is designed for you.
