Hard Money Loans in Green Bay, Wisconsin
REIA Hard Money funds fix-and-flip, BRRRR, and value-add projects in Green Bay and across Brown County,
including De Pere, Ashwaubenon, Allouez, Howard, and Bellevue. We're a Wisconsin-based private lender with 175+ loans and about $36 million funded since late 2023. Typical closings take 10 to 14 days, with loans up to 70% of after-repair value.
or call (262) 208-4708
Dan meets investors in person across northeast Wisconsin. Ask when he'll next be in Green Bay.
What's the Green Bay real estate market like for investors?
Green Bay is Wisconsin's third-largest city, with about 106,000 people, and the seat of Brown County. Its economy runs on health care, manufacturing, paper, shipping, and, on fall Sundays, the Packers.
Prices here have been climbing faster than in most of the state. Brown County's median sale price was about $389,000 in the three months ending May 2026, up 11% from a year earlier. Inside the city, the median owner-occupied home value is $246,300, and about a third of Green Bay's homes were built before 1960. That gap between older city housing and a rising county market is where renovation pays.
Rentals are a big part of the city, too: about 37% of Green Bay homes are renter-occupied, which gives buy-and-hold investors a steady tenant base.
Sources: Redfin, Brown County (three months ending May 2026); U.S. Census Bureau, American Community Survey 2024; Wisconsin REALTORS® Association (Aug 2026). Refresh quarterly.
What do you fund in central Wisconsin?
Fix-and-Flip Loans
Purchase and rehab funded in one 6-month, interest-only loan, up to 70% of ARV.
BRRRR Acquisitions
Renovate a rental with short-term money, then refinance through our DSCR partner at no added cost.
Cross-Collateralized Loans
Brown County's rising values mean many owners have more equity than they realize. Pledge it in place of a down payment.
Rental Portfolio Purchases
Buying out a retiring landlord? Each property is underwritten individually.
We lend on 1–4 unit residential, mixed-use, and select small commercial property. Tenant-occupied investment property is fine; owner-occupied homes are not.
What does a hard money loan cost in Green Bay?
Green Bay deals get the same Wisconsin pricing as every market we lend in: rates as low as 12% and 3 points for qualified borrowers, with up to 100% funding available. New borrowers start at a 15% rate with 15% down. After three completed deals with us, RHM Pro moves you to 12% with no down payment and points wrapped into the loan. RHM Pro V, for investors doing four or more deals a year, drops points to 3 and advances up to 20% of your repair budget at closing.
Already have a track record with another lender or your own capital? We'll verify it and start you at the tier you've earned. See the full tier table
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How do closings work when your lender is two hours away?
The same way they would with a lender down the street. Your closing happens at the title company handling your Green Bay deal. Two independent desktop valuations replace the wait for an appraiser, and rehab draws go out every Tuesday and Friday against invoices, lien waivers, and video of the completed work. Typical close: 10 to 14 days. If another lender backed out and your title work is ready, a rescue close can fund in as little as 72 hours.
What borrowers say about REIA Hard Money
Green Bay Hard Money FAQ
Do you lend in De Pere, Ashwaubenon, and Howard?
Yes. Investment property across Brown County gets the same terms and process as Green Bay.
Do you really lend in Green Bay, or just Milwaukee?
We lend statewide, with the same pricing and process we use in Milwaukee. Closings happen at the title company handling your deal, so there's no trip to Brookfield.
Will you fund a first-time flipper in Green Bay?
Yes, with no arbitrary experience minimum. First-time borrowers who understand the process get funded.
Do you fund BRRRR deals in Green Bay?
Yes. Buy and renovate with us, then refinance through our DSCR partner at no added cost.
Do you lend on rural property in Brown County?
Our focus is cities and metro areas. Rural property is generally outside what we fund, but if you're unsure, send the deal and we'll tell you quickly.
Fund your Green Bay deal
The fastest first step is our pre-approval form. It takes a few minutes and means our first conversation is about your deal, not your paperwork. Prefer to talk first? Call (262) 208-4708.
Nearby: Appleton hard money loans. All markets: Wisconsin hard money lender.
